Sports Injuries

457 visa employees engage in a wide range of sports, but are again excluded under club accident policies as these are restricted to Permanent Residents of Australia who haveaccess to Medicare.

Health fund coverage varies widely and it is necessary to be fully aware of each fund's rules.

Australian Health Insurance provides 100% cover for all sports related injuries, with the exception of excluded extreme sporting activities.e.g skydiving

The incidence of sports related injury claims made by 457 visa employees is in line with the general population.

A 2004 report commissioned by Medibank Private estimated that 5.2 million sports injuries are incurred by Australians each year at a cost of $1.83 billion a year. The majority of claims cost under $20000. To access the full Medibank Private report see www.457visa.com under Useful Links.