EXTENT OF COVER
If during the Period of insurance and whilst on a Journey, an Insured Person rents or hires a Rental Vehicle AND that Rental Vehicle is involved in a collision whilst under the control of the Insured Person OR the Rental Vehicle is stolen or damaged, We will reimburse You or the Insured Person for the Rental Vehicle Excess chosen but only up to the amount shown on the Schedule against Section 10.
DEFINITIONS UNDER SECTION 10
RENTAL VEHICLE means a rented sedan, station wagon and other non-commercial vehicle rented or hired from a licensed motor vehicle rental/hire company and shall not include any other vehicle.
CONDITIONS UNDER SECTION 10
As part of the arrangement for the rent or hire of the Rental Vehicle, the Insured Person must take all comprehensive motor vehicle insurance (including excess or deductible coverage) offered by the rental organisation, whether discretionary or mandatory, against loss or damage to the Rental Vehicle during the rental period.
EXCLUSIONS UNDER SECTION 10
We shall not be liable for any claims attributable to:
| 1. | The Insured Person not holding a current motor vehicle drivers license. |
| 2. | The Insured Person being in charge of a Rental Vehicle whilst under the influence of alcohol or a drug not prescribed by a Doctor or with a percentage of alcohol in their breath, blood or urine in excess of that permitted by law at the time and place of the incident. |
| 3. | The illegal or criminal use of a Rental Vehicle by You or an Insured Person. |
